- PPP Loan Forgiveness Explanation
- PPP EZ Full Forgiveness Application
- PPP EZ Forgiveness Application (self-employed, no employees, OR did not reduce salaries or wages of employees by more than 25% and did not reduce the number of hours of employees, OR experienced reductions in business activity as a result of health directives related to COVID-19 and did not reduce salaries or wages of employees by more than 25%)
- Checklist to Reopen Your Small Business
- Congress passed the Paycheck Protection Program Flexibility Act, which will make it easier for small business owners who have received a Paycheck Protection Program (PPP) loan to qualify for loan forgiveness. Some key changes include an extension from the 8-week forgiveness period to a 24-week forgiveness period, a decrease in the minimum amount that must be spent on payroll from 75% to 60%, an increased loan maturity from 2 years to 5 years for new PPP loans and an extended deadline to rehire staff. Also, new are safe harbors for small businesses unable to return to previous business levels or unable to rehire or find new, qualified employees, allows borrowers to use 60% of the loan amount for payroll costs and up to 40% for debt obligations, including interest on a mortgage, renty payment, or utility payments. Details here.
Funding Info – grants, competitions, etc.
- Save Small Business Fund – sponsored by the U.S. Chamber of Commerce
- Lowe’s-LISC Partnership – grant information
- Verizon Small Business Recovery Fund – gap funding grants
- Wells Fargo Tax-Exempt Business Grants – must have community focus
- Fundera Zach Grant – application deadline is 1/1/2021
- Startup of the Year & Veteran Startup of the Year – competition for emerging startups; virtual competition is 11/9-10/2020
- Comcast’s Stand for Small – collection of resources from many companies
- Finding Alternative Funding Sources for Your Business – slides
During (and after) Shutdown Resources
- Mainstreet Lending Program – Updates from the Federal Reserve
- Umbrella government info for small businesses affected by COVID19
- CARES Act Info
- SBA Coronavirus Relief Options
- SBA Economic Injury Disaster Loan Program (EIDL) application deadline is 12/31/2020
- SBA Community Advantage Recovery Loan Program (CARL) application deadline is 9/27/2020 – This is a loan made to underserved markets with a 5-year minimum loan term and provides technical and financial assistance from the lender. A select group of Community Advantage lenders have been approved to participate; check back for a list of lenders when it becomes available.
- SBA Lenders in North Florida
- SBA Lenders by State
- SBA Microloan Lenders
- SBA Lenders – top 100 by volume of loans
- SBA Disaster Assistance
- Florida Disaster Assistance
- SBA North Florida District Office Updates & News
- SBA South Florida District Office Updates & News
- File for Florida Unemployment Compensation
- IRS Economic Impact Information
- IRS Employee Retention Credit – CARES Act
- IRS Tax Filing Extension Information
- USDA Rural Development Assistance (Businesses & Homes)
- Value Added Producer Grants – for agricultural producers
- Customs & Border Protection (for import/export updates)
- IBISWorld COVID-19 Resources
- Coronavirus Update: Sector Fast Facts
- Industry Implications of Small Business Relief Funds
- Coronavirus: Updated Reports List
- Industry Exposure Tool which industries have high trade exposure to China
- Industry Insider new highlights posted regularly
SCORE webinars, courses, and workshops, View Here
Entrepreneurship Summit 2020, a series of free online events, Wednesdays, August 5, 12, 19, 26 – Hispanic Unity of Florida’s 2020 Entrepreneur Summit conference will be virtual. Every Wednesday in August, coffee talks, workshops and interviews will be broadcast online; small business resources will be shared via a virtual exhibit hall; and recordings will be available for viewing later. Some sessions available in Spanish. A Hispanic Unity Program.
BEAMS Business Academy – Solid Foundation 2020 Webinar Series 4-module workshop series August 6, 13, 20, 27 at 6 P.M. Eastern Time, Online Workshop. The City of Fort Lauderdale, in collaboration with the most experienced business professionals in the region, is offering this free BEAMs Certification Program to support the growth and success of local business owners. The four webinars address the core elements that can help you build a strong foundation for your business. Participants who attend all four sessions on the scheduled dates/times will receive a BEAMs graduation certificate from the City of Fort Lauderdale.
Saturday, August 8, 2020, 9:30 A.M. – 11:00 A.M. Eastern Time, Modelo de Negocio en COVID-19 En este taller aprenderás algunas estrategias para reinventar tu negocio en medio de esta compleja situación. A través de herramientas gerenciales podrás evaluar el impacto del COVID-19 y como generar un plan de acción acorde con tu tipo de empresa. Costo: Gratuito. Click here to register. The workshop will be conducted by the Broward SCORE Chapter.
Modelo de Negocio en COVID-19 Sábado 8 de agosto 2020 a las 9:30 A.M. Eastern Time, Taller Online, Aprenda algunas estrategias para reinventar tu negocio en medio de esta compleja situación. A través de herramientas gerenciales podrás evaluar el impacto del COVID-19 y como generar un plan de acción acorde con tu tipo de empresa. Costo: Gratis
How to Leverage a Virtual Assistant in a Pandemic, Tuesday, August 11, 11:00 A.M. Eastern Time – A Virtual Assistant can be a valuable asset for any business but especially when resources are scarce and access to funds is limited, such as during the current pandemic. Leveraging a VA can help you manage your time more effectively and allow you to focus on activities that translate faster to business development and growth.
Business SWOT Analysis Fundamentals-An Easy Way to Ensure Your Business Succeeds, Thursday, August 13, 2020, 1:00 P.M. Eastern Time – A SWOT (strengths.weaknesses.opportunities.threats.) analysis is fundamental in identifying the critical factors of your business and the foundation of developing your strategic plan for a successful future. This session, presented by John G. Tile “Principle” Advisor for LITE Advisors and Susquehanna SCORE Chapter Chair, will cover the key aspects of a SWOT analysis and how it fits into your business’s strategic plan.
SBA Military Spouse Entrepreneur Summit, Wednesday, August 19, 1:00-3:30 P.M. Eastern Time – This is an online event sponsored by the SBA, working closely with other federal agencies, military and veteran service organizations, and resource partners. There will be information on free and low-cost resources available to help you during your entrepreneurial journey.
Stand out Online with Google’s Tools for Small Businesses , Wednesday August 19 at 6 P.M. Eastern Time, Free Online Workshop. Having an online presence is important to the success of many businesses. Visibility on search sites can lead customers to your business. Google is one of the “go to” places for online searches.Google can also provide significant cloud based infrastructure for small businesses that empowers owners at little or no cost. This workshop will introduce you to Google’s many tools to help you operate your business.
Closing a Business-How to Legally Close Your Company, Thursday, August 20, 2020, 1:00 P.M. Eastern Time – In trying times, you may be looking to close or sell a business. Join Deborah Sweeney, a former corporate and intellectual property attorney turned entrepreneur, and learn key considerations for the process of closing your business.
Sourcing Working Capital, Startup Funding, and Investments for Your Business, Wednesday August 20 at 6 P.M. Eastern Time, Free Online Workshop. The goal of this interactive webinar is to prepare you to get the funding that you need to start your business or to grow and expand it. The participant will leave the workshop with an understanding of what banks and investors are looking for when providing capital to small businesses.
National Women’s Business Council:Visit HERE to view upcoming topics for Webinar Wednesdays, webinars to support women entrepreneurs in starting and growing your business.
Military Basic Training was intended to give you the skill sets you would need to survive in a military environment. This section will help you prepare to survive in the private sector business environment, providing FREE training and resource guides in the most common skill-sets needed to start and grow your own successful business.
Like any business, intel and resources will evolve over time, so check back for updated materials and new topics. If you don’t see what you need, call us at 800-542-7232. We are honored to serve you!
Boots to Business: Intro to Entrepreneurship (B2B)
Boots to Business (B2B) is an entrepreneurial education and training program offered by the U.S. Small Business Administration (SBA) as part of the Department of Defense’s Transition Assistance Program (TAP). The VBOC encourages TAP-eligible and active duty personnel, military spouses, veterans and civilians with base access to attend this free 2-day introduction to entrepreneurship training class covering topics you need to consider before and as you start your business.
Boots to Business is organized by the Fleet & Family Support Center on Naval installations, the Airman & Family Readiness Center on Air Force bases, the Soldier-For-Life Transition Assistance Program on Army installations, through the Marine Corps’ Transition Readiness program, and the Coast Guard’s Health Service-Work Life Office. For a calendar of classes by type and/or by state, check out https://sbavets.force.com/s/. Under “Class Type,” select Boots to Business for training on military installations or Reboot for Veterans and their dependents that have already made the transition back to civilian life.
For more information on the Boots to Business program and SBA’s Office of Veteran Business Development, visit https://www.sba.gov/offices/headquarters/ovbd/resources/160511
- US Small Business Administration
- SBA en Espanol
- The SBA Learning Center – free, self-paced short courses on 60+ topics
- SBA Resource Guide for North Florida – intel on counseling, capital and more from the SBA’s Jacksonville District Office
- SBA Resource Guide for South Florida – intel on counseling, capital and more from the SBA’s Miami District Office
- SBA National Resource Guide in Spanish
- Getting Veterans Back to Business, the SBA’s Small Business Resource Guide for Reservists
- The Florida VBOC Business Start-Up Checklist (with links to federal and state agencies)
- Census.gov – Using The Census Business Builder Tool
- Starting your First Restaurant in Florida
- Buying An Existing Business – A Good Deal or a Dog?
- Choosing a Business Location & Equipment Decisions
- US Dept of Agriculture Veterans Programs
- State of Florida Agriculture Programs
- Business Model Canvas
- Business Plan Basics – SBA
- Business Plan Template for a Startup – SCORE
- Nuts & Bolts of A Business Plan
- Exploring Entrepreneurship
- Wells Fargo Works.com Business Plan Tools
- Personal Financial Statement – SBA.gov
- Financial Templates – from SCORE
- Fund Your Business – SBA.gov
- US Dept of Agriculture Loan Programs For Farms and Rural Businesses
- SBA Loan Programs
- Legal Requirements for Small Business
- Choosing a Business Structure – Sole Prop, LLC, etc. explained
- Business Laws That Might Impact Your Business
- Patents, Trademarks, and Copyrights – SBA.gov
- Patent and Intellectual Property
- Intro to Business Accounting
- Intro to Business Taxes
- Federal Employer Identification Number (FEIN)
- IRS Small Business and Self-Employment Tax Center – IRS.gov
- Deducting Business Expenses – IRS
- Florida Sales and Use Taxes – FL Dept of Revenue
- Hiring and Managing Employees – SBA.gov
- CareerSource Florida – Free Employer Services
- Hiring Veterans – Free Employer Services Through VeteransFlorida.org
- Marketing 101 -SBA.gov
- Social Media Pocket Guide
- Hurricane Tool Kit for Businesses
- Federal Government Contracting – What You Need to Know
- Introduction to Government Procurement (narrated presentation, 18 minutes)
- Introduction to Government Procurement (slides of above video)
- Federal Contracting Assistance Programs – SBA.gov
- SBA’s Government Contracting Area Directors
- NAICS Codes: The Key to Government Marketing – Census.gov
- Capability Statement Template
- Sample Capability Statement
- Capability Statement Explained
- Federal System For Award Management (S.A.M.) Learning Center
- Government Contracting Acronyms
- Doing Business with the VA
- Vets First Verification Program – US Dept of Veteran Affairs
- SBA’s Certification Programs
- SBA’s Service Disabled Veteran Owned Small Business Contracting Programs
- SBA’s Woman-Owned Small Business Contracting Program
- SBA’s HUBZone 8(a) Small Business Contracting Program
- SBA’s Surety Bond Guarantee Program
- SBA Surety Bond Guarantee Program for Government Construction Projects
Blog, Recordings, Tools and Information
- Leadership Gold (webinar, 59 minutes)
- How a Lawyer Can Assist Your Veteran Owned Business (webinar, 57 minutes)
- Banking Tips for a Veteran Owned Small Business (webinar, 57 minutes)
- Are Small Business Certifications Right for You? (webinar, 59 minutes)
- Payment Solutions for Your Business – What You Need to Know in Today’s Touchless Environment (webinar, 40 minutes)
- How Do I Know I’m Improving? – Measuring Success for Your Business
(narrated presentation, 50 minutes)
- Video Library, VetBiz Central
- A Study of the Internet of Things in Two Sectors
- Corporate Social Responsibility
- Florida VBOC’s Response to COVID-19
- Federal Government Contracting – What You Need to Know
- The Fastest Path to Cash – Part 1
- The Fastest Path to Cash – Part 2
- Mindfulness for Managers
The Florida Veterans Business Outreach Center is funded in part through a cooperative agreement with Gulf Coast State College and the U.S. Small Business Administration (SBA). All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.