Resources
Please note that updated information will be posted as details are received.
PPP Webinar Series for Your Small Business
The SBA has some key changes to the Paycheck Protection Program (PPP) which will be available for a limited amount of time to ensure America’s smallest businesses get exclusive access. If you are a small business owner with 20 employees or less, or are self-employed; there is new information for you. Please join us for a series of webinars hosted by the SBA, Public Private Strategies Institute and other stakeholders to hear about: what steps you can take now to take advantage of this special opportunity, which closes Tuesday, March 9, 2021 at 5 p.m. EST, additional changes and recent policy announcements made by the Biden-Harris Administration, and have your questions answered by SBA leadership.
- Asian-American + Pacific Island, Native American + Tribal Small Business Owners, 3/4/2021, 3:00pm Eastern. Register Here
- Black + African-American Small Business Owners, 3/5/2021, 1:00pm Eastern. Register Here
- Hispanic Small Business Owners, 3/5/2021, 3:00pm Eastern. Register Here
- Veterans, Self-Employed Business Owners, 3/6/2021, 2:00pm Eastern. Register Here
- LGBTQ+ Business Owners, Youth Entrepreneurs, Restaurant Owners, 3/8/2021, 3:00pm Eastern. Register Here
SBA Disaster Recovery Q&A Sessions, 2:00pm-3:00pm, Monday, Tuesday & Wednesday – Was your small business affected by Covid-19? Are you looking for small business funding? You have questions, we have answers! Join us during our virtual hours and have your Paycheck Protection Program (PPP) and Economic Injury Disaster Loan (EIDL) questions answered by a live person. Participants may call at anytime and are welcome to enter and exit at will. Join Microsoft Teams Meeting; Phone: 202-765-1264; Conference ID: 191 652 154
Need more help with your PPP loan? Click Here
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1st and 2nd Draw PPP Loans now available! Find a lender & more information here: |
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EIDL now available through December 31, 2021: for small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue- More info here: |
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Do you have a 7(a), 504 or Micro Loan already? Debt Relief is available: |
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Applying for an EIDL loan and need funds? The Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly: |
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Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million: |
Information on temporary changes to SBA loan programs, due to COVID-19 (expires 9/30/2021)
- 7a Loan Program Modifications
- 7a, CAPLines, PLP & Community Advantage
- Guaranty Percentage = 90% (December 27, 2020 – September 30, 2021)
- Upfront & Ongoing Guaranty Fees = 0% (December 27, 2020 – September 30, 2021)
- SBA Express
- Loans of $350K or less: Guaranty Percentage = 75% (December 27, 2020 – September 30, 2021)
- Loans over $350K: Guaranty Percentage = 50%
- SBA Express Max Loan Amount = $1,000,000 (December 27, 2020 – September 30, 2021)
- Upfront & Ongoing Guaranty Fees = 0% (December 27, 2020 – September 30, 2021)
- 7a, CAPLines, PLP & Community Advantage
- Elimination of Certain 504 Loan Program Fees
- Debt Relief Notice to SBA 7a, 504 and Microloan Borrowers
- First Draw PPP Loans for first time program borrowers
- Second Draw PPP Loans for certain businesses that previously received a PPP loan
Additional Relief Information
- SBA Recovery Hub
- Federal Resources for Small Businesses Affected by COVID-19
- Checklist to Reopen Your Small Business
- PPP EZ Forgiveness Application (Form 3508EZ is for a PPP loan of $50,000 or less; self-employed, no employees, OR did not reduce salaries or wages of employees by more than 25% and did not reduce the number of hours of employees, OR experienced reductions in business activity as a result of health directives related to COVID-19 and did not reduce salaries or wages of employees by more than 25%)
- Mainstreet Lending Program – Updates from the Federal Reserve
- Umbrella government info for small businesses affected by COVID19
- CARES Act Info (US Treasury)
- SOAR (Southern Opportunity And Resilience) Funding Opportunity – provides affordable loans with business support to small businesses and non-profits across the Southeast that have been impacted by COVID-19
- SBA Coronavirus Relief Options
- SBA Lenders in North Florida
- SBA Lenders by State
- SBA Microloan Lenders
- SBA Lenders – top 100 by volume of loans
- SBA Disaster Assistance
- Florida Disaster Assistance
- SBA North Florida District Office Updates & News
- SBA South Florida District Office Updates & News
- File for Florida Unemployment Compensation
- IRS Economic Impact Information
- IRS Employee Retention Credit – CARES Act
- IRS Coronavirus Tax Relief and Businesses and Tax-Exempt Entities
- USDA Rural Development Assistance (Businesses & Homes)
- Value Added Producer Grants – for agricultural producers
- Customs & Border Protection (for import/export updates)
- COVID-19, the ADA Laws & Other EEO Laws
- Chamber of Commerce’s COVID Resources
- IBISWorld COVID-19 Resources
- Coronavirus Update: Sector Fast Facts
- Industry Implications of Small Business Relief Funds
- Coronavirus: Updated Reports List
- Industry Exposure Tool which industries have high trade exposure to China
- Industry Insider new highlights posted regularly
Hurricane Sally Relief
Three counties in the Florida Panhandle (Escambia, Santa Rosa, Okaloosa & Walton) have been designated eligible for federal relief due to Hurricane Sally. Click HERE for details. The deadline to return economic injury applications is June 21, 2021. For more information, please contact:
Bay County Public Library
898 W 11th Street, Panama City, FL 32401
Hours: 9:00 a.m. to 6:00 p.m. (CST)
Escambia County Business Recovery Center
East Pensacola Heights Clubhouse, 3208 East Gonzalez St., Pensacola, FL 32503
Hours: Sunday-Saturday (7 days a week)
8 a.m. to 8 p.m. (CST)
Escambia County Equestrian Center
7750 Mobile Highway, Pensacola, FL 32562
Hours: 9:00 a.m. to 6:00 p.m. (CST)
Gulf Breeze Community Center
800 Shoreline Drive, Gulf Breeze, FL 32561
Hours: 9:00 a.m. to 6:00 p.m. (CST)
Lexington Terrace Community Center
700 S. Old Corry Road, Pensacola, FL 32507
Hours: 9:00 a.m. to 6:00 p.m. (CST)
Marie Young Wedgewood Community Center
6405 Wagner Road, Pensacola, FL 32505
Hours: 9:00 a.m. to 6:00 p.m. (CST)
Northwest Florida Fairgrounds
1958 Lewis Turner Boulevard, Fort Walton Beach, FL 32547
Hours: 9:00 a.m. to 6:00 p.m. (CST)
Okaloosa County Business Recovery Center
Bridgeway Center, Building C, 205 Shell Ave., Fort Walton Beach, FL 32548
Hours: Sunday-Saturday (7 days a week)
8 a.m. to 8 p.m. (CST)
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The Florida Veterans Business Outreach Center is funded in part through a cooperative agreement with Gulf Coast State College and the U.S. Small Business Administration (SBA). All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.
